Technology to revolutionize the insurance sector
Preparing insurance companies for the future
#We are
different
Driving the digital transformation of the financial sector with technology, efficiency and expertise
In an increasingly competitive and regulated insurance market, at hiberus we accompany insurers in their digital evolution, combining sector experience, technological innovation and a clear focus on results.
We address all the technological needs of the insurance ecosystem: from the definition of the digital strategy and the modernisation of channels (distribution, mediation and self-service), to the automation of key processes (underwriting, claims, pricing or issuance), the design of modular core architectures, integration with external platforms, the development of specific software, advanced data analytics, cybersecurity and the application of artificial intelligence for decision-making and the improvement of the customer experience.
We work one-on-one with each insurer to understand their specific challenges – be it operational efficiency, customer retention, regulatory compliance or product innovation – and build solutions that generate real impact: cost reduction, time acceleration, improved technical margins and greater business agility.
Our vision is holistic, with a model of agile collaboration, focused on delivering sustainable value and accompanying our clients in the transformation of insurance towards a more digital, flexible and customer-centric model.
“More than 10 years promoting digital transformation and omnichannel for insurance companies.”
Artificial intelligence and advanced analytics
AI and data management
From automating policy subscriptions, audits, and customer service to predicting and managing claims, we implement artificial intelligence to boost efficiency and reduce response times.
Personalized insurance products
Offer tailored insurance by leveraging big data and machine learning. Adjust coverage and premiums based on each customer’s profile, creating more attractive products tailored to their specific needs.
Real-time dynamic premiums
Adjust insurance premiums dynamically using real-time risk analysis. Modify pricing based on customer behaviour, demand trends, or market context.
Innovation in insurance products and models
Usage-based and wellness-oriented insurance
Launch insurance products based on real behaviour, encouraging healthy habits through wearables and mobile apps that reward physical activity.
Telematics insurance platforms
Develop telematics-based vehicle insurance by analysing driving data through IoT devices. Offer personalized rates and encourage safer driving habits.
Parametric insurance for specific events
Offers parametric insurance that is automatically activated based on external indicators, such as weather conditions or natural disasters, ensuring a quick and efficient response for insured persons.
Digital risk prevention platforms
Build platforms that analyze and monitor risks in real time, providing policyholders with proactive recommendations to reduce claims in areas such as health or commercial insurance.
Digitalization and user experience
Customer and agent portals
We design omnichannel portals that allow policyholders to manage their policies and renew coverage with ease, while enabling agents and advisors to centralize customer data and digitize key processes.
Core insurance system optimization
Modernize your insurance core systems to enhance scalability, accelerate policy and claims management, and quickly adapt to market demands with cloud-based solutions.
Accessibility
We design accessible digital platforms that comply with international standards, ensuring all users can navigate and complete transactions independently.
Digital Workplace
We create collaborative intranets that boost productivity among agents, brokers, and underwriters. By automating customer service with chatbots and streamlining policy auditing, we enable an efficient and accessible working environment.
